Hey, remember those ARMs from 5 or 6 years ago that did their part to melt down the economy? They’re coming back. Want one?

They were one of the scourges of the housing crisis, but are adjustable-rate mortgages on the verge of a comeback?

It depends on whom you ask.

Last week homebuilder Toll Brothers announced that, in certain housing markets, it would offer its homebuyers ARMs featuring a 3.75 percent interest rate for the first seven years of the loan and a reset rate capped at 8.75 percent for loans at or below $417,000. To qualify, home buyers must have credit scores of at least 720.

Full Story: ABC News